Alan Dappen is a general practice physician who no longer accepts health insurance. But he is available to his patients 24 hours a day, 7 days a week, by phone. He says this innovation greatly reduces expenses for both him and his patients. Also in this episode, remember the movie "Born on the 4th of July" - the scene where Tom Cruise's character, Ron Kovic, was going to speak at the Democratic convention in 1976?In fact, at that convention the real Ron Kovic did speak publicly - he nominated an indicted draft evader to become Vice President. That man was Fritz Efaw.