Four years ago, Dawn and William were newly married, had bought their first house, had good jobs, and were thrilled to have a baby on the way. Then Dawn fell down the stairs in their home. The accident began a spiral of mounting medical problems which ultimately forced Dawn to stop working. Even with William's health insurance, the bills kept piling up. The couple was managing to scrape by until William's employer eliminated overtime. Also on this episode, Greg Morelli is the co-owner of a successful restaurant in Chicago.