Dan Hass was facing his 40th birthday, taking stock, when he began to see how deeply he and his wife Mary were stuck in debt. Trying to work out a budget was a strain their marriage couldn't bear: they got divorced. Dan spent 18 months living by himself in an apartment. He did nothing other than pay down the debt, and eventually a chance meeting with a priest brought Dan and Mary back together. Also in this episode, Katie Chung has to constantly explain to people why she has a Korean last name, and doesn't look how she's "supposed" to.